Legal Disclaimer

All budget negotiation courses, materials, and resources provided by ravelionexus (ravelionexus.com) are strictly for educational and informational purposes. Our content is designed to enhance your understanding of financial planning concepts and negotiation strategies—nothing more, nothing less.

These educational materials do not constitute professional financial advice, legal counsel, or personalized investment recommendations. We're teachers, not financial advisors. Think of our courses as academic exploration rather than actionable financial guidance.

ravelionexus makes no promises regarding specific outcomes from applying techniques discussed in our educational materials. Learning about budget negotiation doesn't automatically translate to improved financial situations—success depends on countless individual factors beyond our control.

While we strive for accuracy in our educational content, ravelionexus provides all materials "as is" without warranties of any kind. Financial landscapes change rapidly—what's relevant today might be outdated tomorrow. We make reasonable efforts to keep content current, but cannot guarantee complete accuracy at all times.

ravelionexus, its instructors, and affiliates shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of our educational materials. This includes but is not limited to financial losses, missed opportunities, or decisions made based on course content.

Our responsibility extends only to providing quality educational content. How you interpret, apply, or act upon this information remains entirely your responsibility and liability.

Before making significant financial decisions, we strongly recommend consulting qualified financial advisors, accountants, or legal professionals familiar with Australian financial regulations and your specific circumstances.

Our educational materials complement—but never replace—professional advice tailored to your unique situation. Think of us as your starting point for learning, not your final destination for financial guidance.

All course materials, including but not limited to written content, video presentations, worksheets, and educational resources, remain ravelionexus's intellectual property. Students may use materials for personal educational purposes only.

Redistribution, resale, or commercial use of our educational materials without explicit written permission is strictly prohibited and may result in legal action.